These Terms & Conditions (“Terms”) govern your access to and use of the Alltrust Insurance Group website at alltrustfl.com (the “Site”) and any online quote, intake, or related services we offer. By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.
Who we are
Alltrust Insurance Group is a licensed insurance agency serving Florida homeowners, condo owners, drivers, and businesses. We help clients compare coverage options and work with licensed agents and insurance carriers. We are not an insurer and do not underwrite policies ourselves.
Quotes are estimates only
Any premium, rate, coverage description, or comparison shown on the Site — including results from third-party quoting tools — is an estimate for comparison purposes only. It is not a binder, offer of coverage, or guarantee of rate or eligibility.
A policy is bound only when confirmed in writing by a licensed agent and the insurer, subject to underwriting, application answers, and payment of premium. Coverage, terms, exclusions, deductibles, and availability vary by carrier and may change based on your individual risk profile.
Eligibility and accuracy
You agree to provide accurate, complete information when requesting a quote or speaking with an agent. Incomplete or inaccurate information can affect quotes, eligibility, and claims. You are responsible for reviewing policy documents before purchase.
Third-party tools and links
The Site may embed or link to third-party services (for example quote engines, forms, maps, or analytics). Those services are governed by their own terms and privacy policies. We are not responsible for third-party sites or tools outside our reasonable control.
Intellectual property
Site content — including text, graphics, logos, and layout — is owned by Alltrust Insurance Group or its licensors and may not be copied, scraped, or reused for commercial purposes without our written permission, except for personal, non-commercial use of publicly available pages.
Acceptable use
You agree not to misuse the Site, including by attempting unauthorized access, overloading our systems, submitting malicious code, harvesting data without permission, or using the Site for unlawful activity.
Disclaimer of warranties
The Site and its content are provided “as is” and “as available.” To the fullest extent permitted by law, we disclaim warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted or error-free.
Limitation of liability
To the fullest extent permitted by law, Alltrust Insurance Group and its officers, employees, and agents will not be liable for indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or reliance on any estimate or content. Our total liability for any claim related to the Site will not exceed one hundred U.S. dollars ($100), except where liability cannot be limited under applicable law.
Indemnity
You agree to indemnify and hold harmless Alltrust Insurance Group from claims arising out of your misuse of the Site, violation of these Terms, or inaccurate information you submit.
Changes
We may update these Terms from time to time. The “Updated” date on this page reflects the latest revision. Continued use of the Site after changes means you accept the revised Terms.
Contact
Questions about these Terms? Email info@alltrustfl.com or call the phone number listed on our website.